Brighten Your Payments Experience

Lumina Payments

We've been there... Founded by leaders and business owners, we know the struggle of working with payment processors from the inside, out. We know there is a better way. A simpler, lighter way.

Brighten Your Path & Your Community

The LUMINA Way

Together, our team of industry leaders are dedicated to providing seamless, secure and forward-thinking payment solutions to help small to medium size businesses. Explore the expertise and passion that define Lumina Payments, as we usher in a new era of financial transactions.

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About Us

Lumina Payment Technologies

At Lumina, we choose people over profits. We will rise together with our focus on doing the right thing, lighting the path toward a brighter payments experience!

Omnichannel Payment Solutions

Whether you're accepting payments in person, on the go or on a virtual solution, Lumina has a solution for you.

Merchant Fee Reduction Program

Take advantage of ways your business can save on the cost of accepting cards and put money back into your pocket. One of our Lumina product experts can walk you through your options.

Interchange Optimization

Leverage our team of B2B Interchange optimization consultants. The Lumina product offerings support Level II and Level III line item detail on the terminal, mobile and virtual terminal.

Choose what works for you

Superior options and flexibility for your business

No business is the same, no program should be designed the same. At Lumina we are able to provide:

Our Products

Simple To Robust, We Have The Latest In Tech!

Dejavoo

Full Suite of Solutions including full Omni Channel Cloud based Solution. Deployed in house by the Lumina team

From the terminal on your sales counter to the payment gateway platform, to the back office to the cloud, Dejavoo delivers end-to-end solutions that supercharge your business.

Union POS

Modern POS operating system built for high volume hospitality that revolutionizes operations to make profits soar

Built for Speed & Efficiency

The only cloud-based software system designed by industry experts, built specifically for the needs of high-volume bars and restaurants.
Time is critical for busy bars, Union has features such as the ability to support 1,000+ tabs with no lag time, an offline mode that allows funds capture and one button push to close all tabs at the end of the night.

On the Fly POS

Empowers clients to conduct business on their terms, adapting effortlessly to each merchant unique needs

Our innovative system ensures that tabs accompany your guests throughout their entire visit, providing a cohesive and effortless experience both in-house and online. With robust customization options, On The Fly POS unites your Front of House (FOH) and Back of House (BOH) operations, empowering you with a powerful tool to enhance overall efficiency and customer satisfaction.

NMI

eCommerce solution for accepting cards and electronic payment online

Fully Integrated Payments Ecosystem

Drive new revenue streams and unprecedented payments opportunities for yourself, your partners and the customers they serve. With our flexible, modular approach to providing a completely integrated set of embedded payment solutions, we meet you wherever you are.

Clover POS

Full Clover suite to suit multiple business types and inventory needs. Fully supported with Cash Discounting programs

With a Clover point of sale (POS) system, you’ll feel like you can handle it all. Have a restaurant, retail, eCommerce, or service business? Our solutions help you manage daily tasks, regardless of where your business is at. From accepting payments to organizing inventory (and so much more), it’s all at your fingertips — anytime, anywhere. Might have you wondering why you didn’t get it sooner.

Unmatched Excellence

Brightening the Payments Space: Our Statistics in Action

We are proud to say that we are helping businesses run their credit card processing smoothly and efficiently since our start.

94%

Service calls answered in less than 60 seconds

100+

Services & Features

2.73 hrs

Average time from underwriting submission to underwriting approval

24/7/365

US Based Support

A Brighter Journey In Your Payments Career